IndianOil HDFC Bank Credit Card

Additional Features

Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership

Revolving Credit 

Enjoy Revolving Credit on your IndianOil HDFC Bank Credit Card at nominal interest rate. Please refer to the Fees and Charges section.

Zero liability on lost card

 In the unfortunate event of you losing your IndianOil HDFC Bank Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you have zero liability on any fraudulent transactions made on your Credit Card.

Interest-Free Credit Period 

Up to 50 days of interest free period on your IndianOil HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India 
​​​​​​​(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)

Milestone Benefit

Spend ₹20000 & above in the first 90 days and get first-year membership fee waived off. 

Renewal Offer

Spend ₹50,000 and above in the first year and get a waiver on the renewal membership fee 

Smart EMI

IndianOil HDFC Bank Credit Card comes with an option to convert your big spending into EMI after purchase.


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